Financial Services
Located at:
219 Main Street, Suite 105, Antigonish, Nova Scotia, B2G 2C1
Phone: 1-866-355-4955 | aamfinancial.com
Mutual fund products are offered through Investia Financial Services Inc.




Chad Relf
Financial Advisor
Direct Line (Nova Scotia): (902) 863-5081
Direct Line (Ontario): (416) 910-1089

Chad Relf
Financial Advisor
Direct Line (Nova Scotia): (902) 863-5081
Direct Line (Ontario): (416) 910-1089

Chad Relf
Financial Advisor
Direct Line (Nova Scotia): (902) 863-5081
Direct Line (Ontario): (416) 910-1089

Gerard Kennedy
Financial Advisor
I started in the insurance industry in 2003 and joined AA Munro in April 2018. I enjoy road trips and spending time with family & friends. I also do some volunteer work at the local hospital.

Gerard Kennedy
Financial Advisor
I started in the insurance industry in 2003 and joined AA Munro in April 2018. I enjoy road trips and spending time with family & friends. I also do some volunteer work at the local hospital.

Gerard Kennedy
Financial Advisor
I started in the insurance industry in 2003 and joined AA Munro in April 2018. I enjoy road trips and spending time with family & friends. I also do some volunteer work at the local hospital.

Irwin Cleaner, CHS, EPC
Financial Advisor
I have been in the financial Service industry for over 20 years specializing in income replacement. When I am not working I enjoy spending time with my wife, traveling, and harness racing. It is a privilege being associated with A.A.Munro insurance.

Irwin Cleaner, CHS, EPC
Financial Advisor
I have been in the financial Service industry for over 20 years specializing in income replacement. When I am not working I enjoy spending time with my wife, traveling, and harness racing. It is a privilege being associated with A.A.Munro insurance.

Irwin Cleaner, CHS, EPC
Financial Advisor
I have been in the financial Service industry for over 20 years specializing in income replacement. When I am not working I enjoy spending time with my wife, traveling, and harness racing. It is a privilege being associated with A.A.Munro insurance.

Chris Palmer
Financial Advisor
Direct Line: (902) 300-0877
I have been in the financial services industry since 1998. Continuous education and training, along with the ability to do business with various companies, has placed myself and my clients in a good position with our risk and asset planning. I am in involved at the community level in various charities and organizations and I have a strong passion for music and with my gospel group I perform throughout Western Nova Scotia.

Chris Palmer
Financial Advisor
Direct Line: (902) 300-0877
I have been in the financial services industry since 1998. Continuous education and training, along with the ability to do business with various companies, has placed myself and my clients in a good position with our risk and asset planning. I am in involved at the community level in various charities and organizations and I have a strong passion for music and with my gospel group I perform throughout Western Nova Scotia.

Chris Palmer
Financial Advisor
Direct Line: (902) 300-0877
I have been in the financial services industry since 1998. Continuous education and training, along with the ability to do business with various companies, has placed myself and my clients in a good position with our risk and asset planning. I am in involved at the community level in various charities and organizations and I have a strong passion for music and with my gospel group I perform throughout Western Nova Scotia.

Steve Lane
Financial Advisor
Direct Line: (902) 893-2569
I have been in the financial services industry since 1995, and specialize in helping clients understand mortgage insurance protection. I enjoy spending time with my family and a good round of golf. I also volunteer on the board of directors for the VON Canada Colchester East Hants.

Steve Lane
Financial Advisor
Direct Line: (902) 893-2569
I have been in the financial services industry since 1995, and specialize in helping clients understand mortgage insurance protection. I enjoy spending time with my family and a good round of golf. I also volunteer on the board of directors for the VON Canada Colchester East Hants.

Steve Lane
Financial Advisor
Direct Line: (902) 893-2569
I have been in the financial services industry since 1995, and specialize in helping clients understand mortgage insurance protection. I enjoy spending time with my family and a good round of golf. I also volunteer on the board of directors for the VON Canada Colchester East Hants.

Mike Ross
Financial Advisor
I has been in the financial services industry since 1997, focusing on the family market and using a unique planning system to help clients reach their full financial potential. My broker contract through AA Munro gives me the flexibility to find the right fit for each client’s individual situation. Outside of work, I enjoy spending time with my wife Maureen, and have been volunteering for over 25 years as equipment manager with the Halifax Citadels, Dal Tigers, and Halifax Mooseheads.

Mike Ross
Financial Advisor
I has been in the financial services industry since 1997, focusing on the family market and using a unique planning system to help clients reach their full financial potential. My broker contract through AA Munro gives me the flexibility to find the right fit for each client’s individual situation. Outside of work, I enjoy spending time with my wife Maureen, and have been volunteering for over 25 years as equipment manager with the Halifax Citadels, Dal Tigers, and Halifax Mooseheads.

Mike Ross
Financial Advisor
I has been in the financial services industry since 1997, focusing on the family market and using a unique planning system to help clients reach their full financial potential. My broker contract through AA Munro gives me the flexibility to find the right fit for each client’s individual situation. Outside of work, I enjoy spending time with my wife Maureen, and have been volunteering for over 25 years as equipment manager with the Halifax Citadels, Dal Tigers, and Halifax Mooseheads.

Michael Fralick, B.Comm, CIP
Financial Advisor
Direct Line: (902) 293-6400
I have been working in financial services since 1991 after receiving my BComm from SMU, and am currently the President of Fralick Financial & Insurances Inc. as well as a partner and managing director at Premiere Capital Group. I'm very active in professional associations like the Insurance Institute of NS, Landscape NS, Waste Water NS and the Restaurant Association of NS. When not working and volunteering, I love spending time with my wife and son and boating, fishing, hunting and golfing.

Michael Fralick, B.Comm, CIP
Financial Advisor
Direct Line: (902) 293-6400
I have been working in financial services since 1991 after receiving my BComm from SMU, and am currently the President of Fralick Financial & Insurances Inc. as well as a partner and managing director at Premiere Capital Group. I'm very active in professional associations like the Insurance Institute of NS, Landscape NS, Waste Water NS and the Restaurant Association of NS. When not working and volunteering, I love spending time with my wife and son and boating, fishing, hunting and golfing.

Michael Fralick, B.Comm, CIP
Financial Advisor
Direct Line: (902) 293-6400
I have been working in financial services since 1991 after receiving my BComm from SMU, and am currently the President of Fralick Financial & Insurances Inc. as well as a partner and managing director at Premiere Capital Group. I'm very active in professional associations like the Insurance Institute of NS, Landscape NS, Waste Water NS and the Restaurant Association of NS. When not working and volunteering, I love spending time with my wife and son and boating, fishing, hunting and golfing.

Tom Moriarty
Financial Advisor
Direct Line: (902) 527-0554
I have been in the insurance industry for 15 years, after working as a self-employed business owner for 20 years before that. I deal with all products in the life insurance and investment market, and have become more involved in group benefits and pensions over the years. I have developed a keen interest as a resource for clients to ensure all their medical travel insurance needs are met. I enjoy a golf, hiking and watching most sports (especially rugby). I also volunteer with groups like the Cape Breton Fiddler’s Run Committee.

Tom Moriarty
Financial Advisor
Direct Line: (902) 527-0554
I have been in the insurance industry for 15 years, after working as a self-employed business owner for 20 years before that. I deal with all products in the life insurance and investment market, and have become more involved in group benefits and pensions over the years. I have developed a keen interest as a resource for clients to ensure all their medical travel insurance needs are met. I enjoy a golf, hiking and watching most sports (especially rugby). I also volunteer with groups like the Cape Breton Fiddler’s Run Committee.

Tom Moriarty
Financial Advisor
Direct Line: (902) 527-0554
I have been in the insurance industry for 15 years, after working as a self-employed business owner for 20 years before that. I deal with all products in the life insurance and investment market, and have become more involved in group benefits and pensions over the years. I have developed a keen interest as a resource for clients to ensure all their medical travel insurance needs are met. I enjoy a golf, hiking and watching most sports (especially rugby). I also volunteer with groups like the Cape Breton Fiddler’s Run Committee.

Allan Bryden
Financial Advisor
I was born and raised in Sydney, and started my career in financial services in 1977 as a rep for London Life and later as sales manager. In 1990, I became an independent broker co-founding Custom Employee Benefits. I'm a past president and executive member of Advocis in Cape Breton, and served as a director with United Way.

Allan Bryden
Financial Advisor
I was born and raised in Sydney, and started my career in financial services in 1977 as a rep for London Life and later as sales manager. In 1990, I became an independent broker co-founding Custom Employee Benefits. I'm a past president and executive member of Advocis in Cape Breton, and served as a director with United Way.

Allan Bryden
Financial Advisor
I was born and raised in Sydney, and started my career in financial services in 1977 as a rep for London Life and later as sales manager. In 1990, I became an independent broker co-founding Custom Employee Benefits. I'm a past president and executive member of Advocis in Cape Breton, and served as a director with United Way.

Dan C. MacNeil
Financial Advisor
I was born and raised in Sydney, and started my career in financial services with Sun Life in 1990. After a 20 year career advising over 1,800 clients across Nova Scotia, I became an independent broker co-founding Custom Employee Benefits. I specialize in employee benefits consulting, drug and dental, and group RRSPs. I'm very involved in my community as an executive member and president of various committees and associations.

Dan C. MacNeil
Financial Advisor
I was born and raised in Sydney, and started my career in financial services with Sun Life in 1990. After a 20 year career advising over 1,800 clients across Nova Scotia, I became an independent broker co-founding Custom Employee Benefits. I specialize in employee benefits consulting, drug and dental, and group RRSPs. I'm very involved in my community as an executive member and president of various committees and associations.

Dan C. MacNeil
Financial Advisor
I was born and raised in Sydney, and started my career in financial services with Sun Life in 1990. After a 20 year career advising over 1,800 clients across Nova Scotia, I became an independent broker co-founding Custom Employee Benefits. I specialize in employee benefits consulting, drug and dental, and group RRSPs. I'm very involved in my community as an executive member and president of various committees and associations.

Theresa Atwell, CAIB (Hons), CIP
Financial Advisor
I have worked in the insurance industry since 2010. I have a diverse background ranging from selling real estate to computer programing. Being computer savvy gives me an edge when it comes to keeping up with the latest products and services available to my clients. I love the Annapolis Valley and would never call anywhere else home. I grew up in Upper Canard and still live there today. In my spare time I enjoy reading, singing and playing guitar – especially around the campfire.

Theresa Atwell, CAIB (Hons), CIP
Financial Advisor
I have worked in the insurance industry since 2010. I have a diverse background ranging from selling real estate to computer programing. Being computer savvy gives me an edge when it comes to keeping up with the latest products and services available to my clients. I love the Annapolis Valley and would never call anywhere else home. I grew up in Upper Canard and still live there today. In my spare time I enjoy reading, singing and playing guitar – especially around the campfire.

Theresa Atwell, CAIB (Hons), CIP
Financial Advisor
I have worked in the insurance industry since 2010. I have a diverse background ranging from selling real estate to computer programing. Being computer savvy gives me an edge when it comes to keeping up with the latest products and services available to my clients. I love the Annapolis Valley and would never call anywhere else home. I grew up in Upper Canard and still live there today. In my spare time I enjoy reading, singing and playing guitar – especially around the campfire.

Bill Hull
Financial Advisor
Direct Line: (902) 863-4277
I started in the Insurance Industry in Newfoundland in 1978. My family consists of my wife, 3 children and 7 grandchildren! My passion is my grandchildren and all their activities. I have volunteered with the local branch of the Arthritis Society for 10 years as President and 5 years on the provincial board. I have also served on the executive of the local Royal Canadian Legion.

Bill Hull
Financial Advisor
Direct Line: (902) 863-4277
I started in the Insurance Industry in Newfoundland in 1978. My family consists of my wife, 3 children and 7 grandchildren! My passion is my grandchildren and all their activities. I have volunteered with the local branch of the Arthritis Society for 10 years as President and 5 years on the provincial board. I have also served on the executive of the local Royal Canadian Legion.

Bill Hull
Financial Advisor
Direct Line: (902) 863-4277
I started in the Insurance Industry in Newfoundland in 1978. My family consists of my wife, 3 children and 7 grandchildren! My passion is my grandchildren and all their activities. I have volunteered with the local branch of the Arthritis Society for 10 years as President and 5 years on the provincial board. I have also served on the executive of the local Royal Canadian Legion.
If you have a claims emergency and need assistance, our after-hours line is always open at 1-800-461-9220.
All content © AA Munro Insurance, All Rights Reserved.
If you have a claims emergency and need assistance, our after-hours line is always open at 1-800-461-9220.
All content © AA Munro Insurance, All Rights Reserved.
If you have a claims emergency and need assistance, our after-hours line is always open at 1-800-461-9220.
All content © AA Munro Insurance, All Rights Reserved.
Proudly Serving Atlantic Canadian Communities Since 1944 - Learn More
Proudly Serving Atlantic Canadian Communities Since 1944 - Learn More
Proudly Serving Atlantic Canadian Communities Since 1944 - Learn More