Apartment Owner’s Insurance in NS, NB & PEI

We know it’s hard work owning an apartment building, or multiple apartment buildings. So what happens when an accident occurs, like a fire? The last thing you want to be worrying about is what your insurance policy does and does not cover. Does your insurance policy cover your lost rental income from that property? Will the policy limits be enough to replace your apartment building? These are some of the questions you want to be asking yourself and your AA Munro insurance specialist every time it comes time to review your policy – before an accident happens!

Do I Need a Special Insurance Policy Just for my Apartment Building?

Some insurers will allow you to add an apartment building to your personal insurance policy depending on the size of the apartment building. But you need to make sure it covers everything you need! You need to worry about more than the structure of the building, there is rental income replacement, and liability, just to name a few. A proper assessment of your apartment building(s) with one of our Nova Scotia Apartment Owners Insurance specialists can get you on the right track to having peace of mind.

Short Term Rentals

Home sharing and vacation rentals have become increasingly popular with Airbnb over the last decade. If you rent short-term to others, but own contents or appliances in the home or apartment, you’ll want to make sure you’re covered. Be sure to ask your broker about short-term rental options, with coverage for things like:

  • Theft and attempted theft caused by tenants and their guests
  • Damage caused by tenant vandalism
  • Theft of, or damage to, your tenant’s property
  • Fair rental value

Free Apartment Owner’s Insurance Quote

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