Moving to the Maritimes?
You’re moving to or around the Maritime provinces. What do you need for insurance when moving or deciding to move? This can be broken down into several categories, like what you need for auto insurance if you are renting vehicles to move your stuff and what insurance you need on your belongings when you are moving.
Moving Truck Rental Insurance
If you accepted the insurance offered by the rental vehicle company, you’re covered and you have no worries. If you opted out, you need to be sure that your existing auto insurance policy will cover you while you are in care, custody and control of the rental truck.
If you have liability, collision and comprehensive coverage on your current auto insurance vehicle you are eligible for an additional endorsement that may cover the rental truck called SEF 27. Contact your insurer to ask about rental insurance and make sure your limits are adequate.
What About My Belongings in Transit?
If you have a homeowners insurance or tenants insurance policy then your belongings are like covered while in transit for up to 30 days. Of course there is a limit on this and that would be the contents limit on your policy. To find out more about the limit on your contents or about the ‘In Transit’ coverage your current policy may have, you should contact your insurance broker.
We’re Here, Now What?
Once you have made the move you need to contact someone about your auto insurance and you new property insurance needs. Auto insurance could be as easy as an address change, but you also want to consider things like how far you will be driving to work one way or whether you’ll be carpooling. These are things that will affect both the cost and the rating of your auto insurance policy.
When it comes to your property insurance needs, it all depends on what you are going to call home! Are you buying a house, a condo, or renting an apartment? Regardless of your housing choice, we can find the right policy for you at a price that will keep you smiling.